For many people living and working in the U.S. without a Social Security Number, owning a home may seem like a far-off dream. But thanks to ITIN mortgage loans, that dream can become a reality. These specialized home loans are helping individuals and families—who file taxes with an Individual Taxpayer Identification Number (ITIN)—gain access to mortgage financing.
At Duane Buziak Mortgage Broker, we believe that everyone deserves the opportunity to own a home, regardless of immigration status. If you have an ITIN and a steady income, we’re here to help guide you through the path to ownership.
What Are ITIN Mortgage Loans?
ITIN mortgage loans are non-traditional mortgage products that allow individuals without a Social Security Number to finance a home. These loans are ideal for immigrants, non-U.S. citizens, and self-employed individuals who live in the United States and file taxes using an ITIN.
An ITIN is issued by the IRS to those who are required to pay taxes but are not eligible for an SSN. While traditional lenders often require an SSN to apply for a mortgage, ITIN mortgage lenders assess other factors like income, employment history, and alternative credit.
Unlike conventional loans, ITIN mortgage loans offer flexibility in documentation and credit requirements, making them more inclusive for hard-working individuals who have built their lives in the U.S.
Who Qualifies for an ITIN Mortgage Loan?
At Duane Buziak Mortgage Broker, we help you understand and meet the criteria for an ITIN loan. You may qualify if:
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You have a valid ITIN
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You’ve had consistent employment or self-employment for at least 2 years
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You can show steady income through bank statements, tax returns, or pay stubs
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You’re prepared to make a down payment (typically 10%–20%)
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You have some form of credit history or alternative credit (rent, utilities, etc.)
We simplify the application process and connect you with reputable lenders who specialize in ITIN mortgage programs.
Why Choose Duane Buziak for Your ITIN Home Loan?
With years of experience helping clients across Florida, we’ve built a reputation for honesty, expertise, and personalized service. At Duane Buziak Mortgage Broker, we don’t just process loans—we build relationships.
We provide:
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Step-by-step guidance through the entire mortgage process
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Lender access for unique credit or immigration situations
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Customized advice tailored to your financial goals
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Transparent communication with no surprises
Learn More About ITIN Mortgage Loans
Still have questions? We’ve created a helpful video to walk you through everything you need to know about ITIN mortgage loans—from eligibility to closing day.
Watch the video here:
https://www.youtube.com/watch?v=kmra8mOLAeo